With the heady days of Christmas excess a fading, albeit pleasant memory, we are back to scrimping and saving. We are still living out of the freezer at the moment, but once I need to do a food shop, duck, pheasant and venison will not be on the menu. Terry is going to miss his whisky coffees and I shall miss my three veg with my dinner. A nice council tax bill is looming and the phone bill is winging its way. Mind you, without the ups and downs in life, it would get pretty boring. We need hard times in order to enjoy the good times when they arrive. Sigh, Pen.